1. He's short on cash. 2. He's broke. (= he has no money) 3. His bank account is overdrawn. 4. He's just scraping by. (= he is just barely surviving on little money) 5. He makes minimum wage. (= he earns the minimum salary) 6. He's pinching pennies. 7. He's scrimping and saving. 8. She's very wealthy. 9. She's quite well-off. 10. She's loaded. 11. She's filthy rich. 12. She inherited a fortune. 13. She's making a killing. 14. She's raking in the cash. 15. She's rolling in dough. #6 and #7 express the idea that the person is trying to conserve money, when they have very little money.
Be unique. A chill person doesnt feel the need to follow all the trends, they just do what they want and what makes them happy. This laid back attitude inspires others to be more laid back and people will want to be around you more often.